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Buying with Harcourts

Buying With Harcourts

Buying with Harcourts

To be a successful buyer of a property, you have to research as much information about Real Estate in your area as possible.

To assist in achieving your real estate goals you can take the following steps:

•  Talk to the Team at Harcourts Solutions
•  Regularly read property pages and publications
•  Visit open homes
•  Research property on internet sites
•  Set your criteria
•  Research Financial Institutions to ascertain your lending level
•  Look at prospective properties
•  Make an offer
•  Engage a Solicitor
•  Obtain a Building & Pest Report


Setting Your Criteria

Before you start your property hunt, write down all the must haves (e.g. number of bedrooms, garaging, price range, bathrooms etc) and your "nice to haves" (e.g. swimming pool, guest room etc). This will help to ensure that the properties you decide to visit meet all or at least most of your criteria.


Finding A Good Sales Consultant

There are literally hundreds of real estate consultants in Australia. You need to select one that will work for you. A good consultant will listen to your requirements (the more information you can give them the better), search for suitable properties and will organise all the steps involved in buying real estate. From dealing with selling agents, negotiating, bidding at Auction, arranging building inspections, conveyancing, finance and removals. The Team at Harcourts Solutions will gladly assist you in finding a new property.


Research Financial Institutions (Borrowing Money)

If you wish to buy a property in the immediate future it is a good idea to arrange provisional finance. You will need to select a lender and obtain a loan approval. The loan approval means that you will be able to access a loan of an agreed value when you come to purchase a property. Once you have found the best lender, you need to apply for the loan. If your application is approved, the Financial Institution will give you a commitment in writing, stating that you have approval in principle, subject to a satisfactory valuation of your final choice. This is the best way to avoid the disappointment of discovering at the last minute that you can't get a loan. In the real estate industry we call this “Pre-Approved Finance."


Look At Prospective Properties

Because you are likely to see many properties, it is a good idea to record your impressions of each house you visit. This will help you to compare houses easily and assist in your recollection of property features. Make sure you record the property address, date of visit, agent's details and price range as well as property and location details. Harcourts Solutions has many properties available and our friendly sales consultants will gladly show you them. Our Team will able to work on your behalf, even if the property is marketed by another agency.


Making An Offer

Once you have decided to make an offer, it is important that you contact your sales consultant as soon as possible to ensure your offer is presented to the seller before any others. The sales consultant will explain the offer process to you and will add any additional clauses if required. If any additional clauses are added then your offer is referred to as a conditional offer. The sales consultant will then present the offer to the seller and if the seller agrees with the price and the terms of the contract he/she/they will then sign the offer. If the seller wants a different price or settlement date, the sales consultant changes the contract to reflect this and will re-present it to you. This negotiation process can have several alterations until both parties are happy and have signed the contract and initialed the changes. As soon as the offer is signed by both parties, it is dated and then it is a binding contract between you and the seller.


Engaging A Solicitor

If you don't already have a solicitor asks friends and family for recommendations or consult the Yellow Pages. It is important to have your solicitor involved as they will ensure the contract is legally binding and includes the correct clauses, as well as doing a final title search. Your solicitor will deal with the seller's solicitor to ensure that the transaction is followed through to completion. Ask the Team at Harcourts Solutions for more information about Harcourts Conveyancing Services.


Obtaining A Building & Pest Report

A Building Inspection is completed by a builder and will consider such things as the condition of the roof, exterior cladding, gates and fencing, plumbing, doors, windows and flooring. It is also advisable to obtain a Pest Inspection in Queensland which is renowned for white ants (termites).

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